jewelry asset loans - $1000 to $1 million

We've been providing capital for short/intermediate-term loans secured against jewelry assets for over 25 years. If you're in need of an immediate liquidity solution, we can help you in a fair and ethical manner.


Our high-end jewelry store has been located in Old Town Scottsdale since 1997. Over the last 2+ decades, we have loaned tens of millions of dollars to Scottsdale and Phoenix residents by utilizing fine jewelry such as Swiss watches, diamonds, gold, designer pieces and more as collateral.




  • Private, Confidential Appointments
  • No Credit Score/Income Underwriting
  • Same-Day Jewelry Loan Offers
  • Immediate Payment To You
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Call or text to come in today!

jewelry asset loans - $1000 to $1 million

★★★★★
I own a small business and needed a quick loan for payroll. I got $12,000 within 1 hour. They had great service!
J. N.
Scottsdale
★★★★★
Don helped me get $165,000 to capitalize on a short term business opportunity I needed funding for the same day.
M. Y.
Paradise Valley

upscale, trusted, and ethical—we're not a shady pawn shop.

upscale, trusted, and ethical—we're not a shady pawn shop.

In-Person, Same-Day Loans from $1,000 to $1,000,000

As Arizona's largest estate fine jeweler, all of our jewelry asset loan consultations are performed by ethical and knowledgeable jewelry appraisers, assessing both of the value of your pieces and desired loan amount.

No Bank Underwriting Hassle Or Credit Bureau Reporting

When evaluating your loan request, we require no income verification, bank statements or credit check. We also do not report payments due to the credit bureaus during your loan payback period. We keep it simple and fair and can provide flexible repayment term lengths depending on your objective.

Rated 4.9 Stars on Google, BBB A+ and Fully-Insured

We've been fully inspected and licensed by The City Of Scottsdale as a secondhand jewelry buyer and pawnbroker/lender, are rated A+ by the Better Business Bureau, and have over 270 reviews on Google rating us 4.9 stars. Your items are 100% insured while they are held during your loan period.

Rated 4.9 Stars On Google - 279 Reviews

Certified GIA Jewelry Professionals

we'll provide short term capital loans secured against all types of fine jewelry assets.

We stand by ready to help you, with same-day funding for all types of loan purposes.

Our Jewelry Asset Loan Process - Here's What To Expect

1) In-Person loan evaluation

Our friendly and knowledgeable jewelry loan expert will meet with you in person at our upscale Old Town Scottsdale store. We'll assess your jewelry pieces and loan amount request.

2) No-obligation loan offer

After evaluating your collateral based on resale value and market demand, we'll present you with a no-obligation loan offer that we are prepared to fund the same day.

3) Same day payment to you

If you choose to accept our loan offer, we'll issue a same-day payment to you via wire or check. Your jewelry will be held fully-insured in our vault until the loan is paid back in full.

A Few Loans We've Recently Funded

$21,700 - Vacheron Constantin Watch
We recently loaned $21,700 against this Vacheron Constantin Chronograph Moonphase watch with the proceeds used as a commission bonus advance.
$38,400 - Tiffany & Co. 3.02 Ct. Ring
This client recently had an opportunity to acquire a distressed piece of real estate and needed access to capital within 24 hours.
$18,500 - 14.2(ctw) Tennis Bracelet
We loaned over $18,000 against this fancy yellow diamond tennis bracelet when the client was in need of a short term payroll loan for their business.
★★★★★

I had an unexpected six figure tax bill come due and was waiting on the sale of my commercial property to pay it. Luckily, I met with Don at Estate and he gave me a sizable loan against my watch collection to take care of it.

R. G.

Paradise Valley

We're Always Here For You—Feel Free To Stop By.

As Scottsdale's premier estate fine jewelry store, we've built our reputation based on the highest level of client serivce, jewelry industry expertise and by offering the best curated selection of fine Swiss timepieces and unique, one-of-a-kind jewelry pieces in Old Town Scottsdale's shopping district.


If you’re in the Phoenix area and are looking to buy or sell jewelry, feel free to come by our Scottsdale store to see what we have to offer. We'd love to help you.

The Estate Watch & Jewelry Company

7121 East 5th Avenue, Suite 23, Scottsdale, AZ 85251